Innovative Captive Strategies (ICS) is doing business boldly by challenging the way insurance has always been done. With our captives, our members have control over premiums, risks, and rewards. Because bigger isn’t better — ***better is better.***

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ICS - Dots Home Header

Innovative Captive Strategies (ICS) is doing business boldly by challenging the way insurance has always been done. With our captives, our members have control over premiums, risks, and rewards. Because bigger isn’t better — ***better is better.***

Learn More
ICS - Dots Home Header

In a captive, you can do business ***boldly***, too. Captive members ***control*** their insurance program alongside other like-minded, best-in-class companies, creating the *** opportunity *** to enhance their culture and bottom line.

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Don’t Rent
Your Insurance
— Own It.

Buying traditional insurance is like renting an apartment. You pay a premium with no opportunity for return, and you can’t customize the space to make it your own. Buying captive insurance is more like owning a home. You gain control and the ***opportunity to grow your investment and see financial returns.***

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Swim in a
Cleaner Pool.

Employers buying traditional insurance are sharing claims in a huge pool of other companies, and premiums fluctuate based on traditional market conditions. In a captive, you share risk with other companies in a smaller and, more importantly, cleaner pool. ICS strives to build smaller, ***more controlled captives with highly-vetted members.***

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Prioritizing our
partnerships.

Other captives work with hundreds of different brokers and are solely focused on growing the pool. At ICS, we partner with only a select number of agencies, and ***we work closely with our brokers to enhance the client experience.*** Having skin in the game means they’re personally invested in sheltering you from poor performance and helping you succeed.

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Doing Client and Broker
Relationships ***Boldly***.
  • Client

    ICS attracts best-in-class companies for our captives, ensuring members are aligned in their insurance goals and strategies. Our ideal client has an ***entrepreneurial spirit, a drive to influence risk, and a desire for more control*** over their insurance program.

  • Broker

    Our brokers are trusted, long-term partners. We value ***honesty*** and clear expectations in our broker relationships, and our goal is always to provide an exemplary client experience — ***together.***

  • ICS

    No other captive strategy firm offers the same level of service and attention in partnering with brokers and clients. With ***transparency and consistent engagement,*** we build a partnership where everyone benefits.

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ICS - Quote Marker I've been working with ICS for over 15 years. Their *** professionalism & customer service is unmatched. *** ICS - Quote Marker

– Dennis Tsonis, Lovitt & Touche
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ICS - Quote Marker As a group captive owner, ICS gives us the knowledge on how the insurance process works. Everybody in our captive feels confident that we *** own our own risk *** and know where to focus our efforts to make an impact and drive down costs. ICS - Quote Marker

– Kathy Coulson, Treasurer, Coulson Excavating Company, Inc.
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ICS - Quote Marker ICS is truly an extension to our team. The reason why this incredible partnership continues to strengthen is because we innovate and create new strategies together for our clients to best leverage their employee benefit spend. *** If it is in the best interest of the companies, ICS will make it happen! *** ICS - Quote Marker

– Byron Shultz, MJ Insurance